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Accept Credit Cards


Accept Credit Cards (ACC), a division of Electronic Merchant Systems Inc., has been processing credit cards for businesses since 1988. Originally located in Arlington, Virginia, ACC now serves close to ten thousand merchants nationwide from its headquarters in Alexandria VA. 

In late 2008, ACC was looking for a Payment Card Industry Data Security Standard (PCI DSS) compliance solution it could roll out to all its merchants. With card brand enforcement becoming increasingly stringent and the industry facing material losses from merchant breaches, it was imperative to find a PCI DSS solution. ACC felt that any offering would need to meet three requirements:

 

  • Easy for small merchants to use, thus avoiding potential customer satisfaction and support problems
  • Sufficient to meet industry compliance and risk management requirements, particularly the Self-Assessment Questionnaire (SAQ)
  • Low cost to avoid materially increasing the total cost of ownership of payment processing for price sensitive, Level 4 merchants
  • Co-branding ability for seamless look and feel

After evaluating all available compliant solutions, ACC selected TruPCI based on its effective online solution, affordability and flexible service model. With TruPCI, they were able to choose which service features they wanted to extend to their merchants. For example, a significant percentage of merchants still utilize dial-up terminals, making scanning an irrelevant expense. With TruPCI’s flexibly in providing the right level of service to each merchant, can result in reducing costs for merchants by 90%-95%. 

“Our merchants are focused on minimizing their processing costs. Compliance is just another cost element to them. TruPCI is a great value, with ANX’s ability to customize the service components we needed to provide to our merchants. Since most of our merchants are using dial-up terminals, we decided to provide the basic package with self-assessment features for FREE, “ said Jeff Gehrs, President of ACC.  “We have been pleased with TruPCI performance, reliability and simplicity. ANX has been a superior service partner who has met the evolving needs of the industry, our merchants and our acquiring bank.” Visit our pci page www.elect-mer.com/pci to see where our merchants start to become compliant.